t() :: %Plaid.LinkToken.User{
  client_user_id: String.t(),
  date_of_birth: String.t() | nil,
  email_address: String.t() | nil,
  email_address_verified_time: String.t() | nil,
  legal_name: String.t() | nil,
  phone_number: String.t() | nil,
  phone_number_verified_time: String.t() | nil,
  ssn: String.t() | nil
}