description: These bank accounts are payment methods on Customer objects.

On the other hand External Accounts are transfer destinations on Account objects for Custom accounts. They can be bank accounts or debit cards as well, and are documented in the links above.

Related guide: Bank Debits and Transfers.

:account :: ExOAPI.Stripe.Schemas.Account | :string

The ID of the account that the bank account is associated with.

:account_holder_name :: :string

The name of the person or business that owns the bank account.

:account_holder_type :: :string

The type of entity that holds the account. This can be either individual or company.

:account_type :: :string

The bank account type. This can only be checking or savings in most countries. In Japan, this can only be futsu or toza.

::available_payout_methods :: :string

:bank_name :: :string

Name of the bank associated with the routing number (e.g., WELLS FARGO).

:country :: :string

Two-letter ISO code representing the country the bank account is located in.

:currency :: :string

Three-letter ISO code for the currency paid out to the bank account.

:customer :: ExOAPI.Stripe.Schemas.DeletedCustomer | ExOAPI.Stripe.Schemas.Customer | :string

The ID of the customer that the bank account is associated with.

:default_for_currency :: :boolean

Whether this bank account is the default external account for its currency.

:fingerprint :: :string

Uniquely identifies this particular bank account. You can use this attribute to check whether two bank accounts are the same.

:id :: :string

Unique identifier for the object.

:last4 :: :string

The last four digits of the bank account number.

:metadata :: :map

Set of key-value pairs that you can attach to an object. This can be useful for storing additional information about the object in a structured format.

:object :: :string

String representing the object's type. Objects of the same type share the same value.

:routing_number :: :string

The routing transit number for the bank account.

:status :: :string

For bank accounts, possible values are new, validated, verified, verification_failed, or errored. A bank account that hasn't had any activity or validation performed is new. If Stripe can determine that the bank account exists, its status will be validated. Note that there often isn’t enough information to know (e.g., for smaller credit unions), and the validation is not always run. If customer bank account verification has succeeded, the bank account status will be verified. If the verification failed for any reason, such as microdeposit failure, the status will be verification_failed. If a transfer sent to this bank account fails, we'll set the status to errored and will not continue to send transfers until the bank details are updated.

For external accounts, possible values are new and errored. Validations aren't run against external accounts because they're only used for payouts. This means the other statuses don't apply. If a transfer fails, the status is set to errored and transfers are stopped until account details are updated.