@type t() :: %Merchant.CardChecksV2{
  address: (String.t() | nil) | nil,
  cardholder: (String.t() | nil) | nil,
  cvv_verification: (String.t() | nil) | nil,
  postcode: (String.t() | nil) | nil,
  three_ds: (Merchant.CardChecksV2ThreeDs.t() | nil) | nil
}